“Civil Bank Sansthapak Bachat Khata” is a Savings account offering exclusive value added services targeted towards the promoters (Sansthapak) of Civil Bank and their family members. There is no time limitation for deposits and the depositor can withdraw their deposits at anytime as per their convenience. By offering Sansthapak Bachat Khata, the Bank is honored to serve its promoters representing various segments of the society like businessmen, professionals, industrialists, realtors and intellectuals.

Basic Eligibility Criteria

Customer holding balance of NPR 1,000 /-

  • No charge of ABBS facility for amounts up to NPR 500,000 per day.
  • Free Cheque Book.
  • Free Internet Banking for the 1st year.
  • Free Mobile Banking for the 1st year.
  • Free MasterCard Debit Card for the 1st year.
  • Accidental/death insurance and permanent disability insurance upto NPR 0.5 Million or upto four times the deposit amount whichever is lower.
  • 50% discount on banking services such as Issuance of Demand Draft and SWIFT Transfer.
Rates & Fees

Rate of Interest: 6.50%
Interest Rate Calculation: Daily basis
Interest Rate Posting: Quarterly basis


All documents as per Bank’s KYC Policy and the directives of Nepal Rastra Bank.