Basic Eligibility Criteria:

Investors are eligible to open this account also customers are required to maintain NPR 1000/- 

  • E-Banking and SMS Banking facility (charges applicable)
  • Waiver of Debit Card fee (for first year only).
  • 40% Discount on safe deposit locker rental charge (key deposit shall be taken in full).
  • 25% Discount on Draft issuance.
  • Free Account Statement on a Quarterly basis (upon request).
  • Option of linking this account to the ASBA system for convenient processing of the share applications and refund post allotment.
  • Assistance in DMAT services through Civil Bank subsidiary[1]. Options to link this savings account to DMAT account for individuals. Assistance offered for services include:
  • Opening a DMAT account
  • DMAT of securities
  • Re-materialization of securities.
Rates & Fees:

Rate of Interest: As per Schedule of Interest Rate
Interest Rate Calculation: Daily basis
Interest Rate Posting: Quarterly basis