CIVIL BANK

Civil Bank Samman Bachat Khata  is an interest bearing savings account which has been developed particularly for labourers and employees that have a permanent working status in any government-registered organization.

Basic Eligibility Criteria

The target customers are particularly the organizations employing labourers and other employees including manpower companies.

Features:
  • Free Chequebook.
  • Free Debit Card for the first two years.
  • Free Mobile Banking facility for the first year.
  • Internet Banking facility (Charges shall be applicable as per the Bank’s Standard Tariff of Charges).
  • Gold Loan facility (50% waiver on the processing fee of loan shall be applicable from Branches providing Gold Loan facility).
  • Consumer Loan facility (up to 25 bps waiver on the processing fee of loan shall be applicable).
  • Free Any Branch Banking Service for transactions up to NPR 500,000/- per day.
  • Free Domestic Remittance using Civil Bank Remit.
  • Civil Bank Overdraft Card shall be offered to the customer
  • Accidental Insurance coverage upto 7 lakhs
  • Health Insurance Facility upto 1 lakhs

Insurance Partner: Everest Insurance Company Co. Ltd

Rates & Fees

Rate of Interest: 6.50%

Interest Rate Calculation: Daily basis
Interest Rate Posting: Quarterly basis

Documentation

All documents as per the Bank’s KYC Policy and the directives of Nepal Rastra Bank.

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