Civil Bank Salary Plus Account is a type of a payroll account offering exclusive value added services targeted towards employees of various organizations. The objective of this product is to attract institutional deposits from a selected group of organizations by rendering payroll service to their employees. The organizations will simply need to deposit their monthly salary along with the salary sheet indicating corresponding salary amount to be credited to each employee’s account maintained with the Bank. The Civil Bank Salary Plus Account is essentially targeted to attract deposits from working professionals of various organizations in order to increase the Bank’s retail account base. This product will help the Bank to broaden its savings product portfolio and add to the customer base of the Bank.

Basic Eligibility Criteria:

Targeted towards employees of various organizations.

  • Free Cheque book.
  • Free Debit Mastercard (First 2 years only)
  • Free Mobile Banking
  • Free Internet Banking
  • 50% discount on the commission levied on Demand Draft and SWIFT transfer.
  • 50% discount in the annual rental charge for locker facility (key deposit is to be taken from customer).
  • Free issuance of Good for Payment Cheque
  • Rebate of NPR 0.15 for exchange of USD
  • Account Statement of the account holder on a quarterly basis (upon request).
  • Evening and Holiday counter service (at select branches only).
  • Overdraft Card product shall be offered to the customer
  • Two-wheeler/ Four-wheeler loan and Home Loan facility against a written recommendation from the respective organization.
  • 50% discount on loan processing fees (includes on Education Loan for client’s own children).
Rates & Fees:

Rate of Interest: As per SIR
Interest Rate Calculation: Daily basis
Interest Rate Posting: Quarterly basis


All documents as per Bank’s KYC Policy and the directives of Nepal Rastra Bank.