Education Loan

 To students or sponser for the student to enroll higher study abroad or within Nepal.







Basic Eligibility Criteria:

-Student should be Nepali.

-Student's age should have at least SLC/SEE level academic qualification

-Student's age should be between the age of 16 years to 30 years for undergraduate level and should not be more than 45 years for post garduate level.

-Guardain's/Co-applicant must have steady and relaible source of income to pay the interest during grace period and loan installments.

-EMI should not be more than 50% of income of borrower along with the other family members..


Loan Limit: Maximum NPR 5.0 mil.

Repayment : Maximum upto 10 years (Including grace period maximum upto 3 years) on EMI Basis.

Insurance: Comprehensive policy as per banks' clause.


Rates & Fees:

Interest Rate: Competitive rate and charges.



-Mortgage of property

-Personal guarantee of person(s) acceptable to the Bank shall be obtained.