Civil Overdraft Card Loan


To fulfill financial requirement of an individual

Loan Tenure: 1 year (Automatic renewal of loan upon satisfactory repayment)


Basic Eligibility Criteria:

Salaried individuals, professionals, consultants, and self-employed individuals (should be a permanent employee for at least 2 years)

Loan Limit: NPR 200K or 2 times of gross salary, whichever is lower



-Easy and swift processing

-OD loan nature in Debit Card.

-Automatic renewals of loan upon satisfactory repayment

-Hassel free documentations

-Interest is earned by the client in-case of positive balance maintained

Rates & Fees:

As per Bank’s Published Schedule of Interest rate

Repayment Mode: EQI Based