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Who We Are
Founded by promoters coming from a diverse professional backgrounds (such as manufacturing, trading, financial industry & real estate) with vision of becoming the most trusted bank by providing dedicated service to all the clients/ customers through thick and thin, Civil Bank envisions in becoming a dominant player in the banking industry of Nepal and firmly believes in contributing to its economic growth by empowering our rendering services to all classes and sectors of society. Civil Bank is a policy driven Bank which functions with the principle of "zero tolerance" in terms of compliance with all regulations, policies, manuals/ guidelines and prudential banking norms, and always believes and functions with ethical business values. Driven by a customer-centered philosophy, Civil Bank Limited always endeavors to provide essential banking services and access to finance to Nepali denizens from all strata across the country through support of sophisticated technology. To ensure quality and efficiency in service delivery to its customers/ clients, the Bank has adopted latest banking technologies with view of establishing itself as a technology-driven Bank. The Bank steadfastly endeavors to create value for all stakeholders including its promoters and shareholders in its wholehearted attempts to become ‘the Bank’ of the people through sustainable earnings.
Civil Bank has now substantially grown to become a bigger institution in terms of capital, asset size and business volumes. With the completion of recent merger with (former) International Leasing and Finance Company Limited, Civil Bank is steadfastly taking strides towards reaching its target of NPR 8 billion in paid-up capital by the end of the Fiscal Year 2073/74 (ending in mid-July 2017). The Bank has also diversified through the acquisition of Civil Capital Market Limited and looks to the future to offer various services related to mutual fund activities, portfolio management and other merchant banking services through this subsidiary. The total Asset Size, Deposit Portfolio and Risk Assets Portfolio of the Bank have grown exponentially over last 6 years of operations. In a short span of time, the total strength of the Bank’s workforce has also increased significantly to exceed 850+ and its network of branches have reached 97 enabling the Bank to meet the demands and financial/ banking requirements of the customer across the country more efficiently. With an array of techno-tailored products and services supported with the state-of-the art technology, Civil Bank has placed itself as one of the leading Banks in terms of technology driven products and services. The Bank follows prudent practices to conform to the Central Bank’s directives while ensuring constant adherence to its values, culture and traditions ingrained since inception. The Bank has been moving forward through strategic growth while being socially responsible.
Post-merger, the Bank’s shareholding pattern has been revised to be as follows.
Civil Bank bases itself on a set of superior values and moral principles. It aims to succeed and reach higher grounds by maintaining and adhering to its corporate values.The corporate values governing Civil Bank's development include:
- Maintaining good governance and compliance
- Providing equal opportunity without any discrimination
- Maintaining the highest standards in all relationships with customers, suppliers, regulators, environment and community
- Fostering a climate which encourages innovation and diligence amongst staff and reward accordingly.
Functioning with the principle of " Thinking Forward Moving Forward"
Our Vision, Mission & Goal
“To become the most trusted bank”
- Ensure Excellence in Customer Service
- Offer Best Return on Investment to Shareholders
- Be the Best Employer who treats its Employee as a Valuable Asset
- Effectively Implement Good Governance and Compliance
- Be a Responsible Corporate Citizen
- Uphold Brand Equity
To contribute directly/indirectly in the economic growth of the country by being a prominent player in the banking and financial sector
- Prudent expansion
- Innovation and digitization
- Dedicated customer service
- Competitive human resource